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Fintech & Financial Services

AI Engineering Built for
Financial Compliance

In fintech, a hallucinated AI answer isn't a product bug.
It's a regulatory event.

We build production AI systems for US fintech companies — document intelligence platforms, investor verification pipelines, compliance-ready RAG systems. Every output is citation-traced, confidence-scored, and auditable before it reaches a user or a regulator.

10 TB+ financial data processed weekly
99.9% production uptime
Zero compliance incidents
$900K+ revenue generated
Two regulatory reviews passed
The fintech AI problem

Why AI fails differently in financial services

In most industries, an AI system that occasionally produces wrong answers is a usability problem. In fintech, it's a compliance event, a liability, or a reputational incident. The failure modes are the same — but the consequences are categorically different.

Most AI vendors don't build for this. They build for demo accuracy. We build for regulatory durability: every output citation-traced, every retrieval access-controlled, every quality gate automated.

Fintech-specific failure modes

Hallucinated compliance answers

An AI that produces ungrounded answers on regulatory queries doesn't just create bad UX — it creates audit exposure. Every answer needs to be traceable to a source document and defensible in front of a regulator.

Access control at the wrong layer

In multi-analyst environments, API-level access control isn't enough. Restricted financial documents surface to unauthorized users on semantically similar queries unless RBAC is enforced at the retrieval layer itself.

No audit trail on AI outputs

Regulators ask where the answer came from. If your AI system can't answer that question with a timestamped, source-linked audit trail, you have undisclosed risk in every deployment.

What we build for fintech

Production AI systems designed for compliance pressure.

Compliance-Ready RAG Systems

Hybrid retrieval pipelines with RBAC at the retrieval layer, citation tracing on every response, and RAGAS evaluation running on every deploy. Built to survive a compliance review, not just a product demo.

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Investor Verification Platforms

KYC, AML, and sanctions screening integrated into a single compliance workflow. Audit-trail-complete processing, multi-provider orchestration, real-time ops visibility — and idempotent writes so no verification event is ever lost.

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Financial Data Pipelines

AWS Airflow orchestration for high-volume financial data. Fault-tolerant DAGs, schema validation, lineage tracking, and Terraform-managed S3 lifecycle. Running 10 TB+/week in production with 99.9% uptime.

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AI Quality & Evaluation

RAGAS evaluation pipelines, golden test suites with 200+ financial query/answer pairs, regression testing on every deploy. You know before your users do — and before a regulator asks.

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Compliant Backend APIs

FastAPI backends with audit logging, JWT/OAuth 2.0, RBAC, and structured logging with trace IDs. Deployed on AWS ECS or Kubernetes. Every event timestamped and stored — no gaps in the audit log.

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AI Readiness Audit

A 2-week technical assessment of your AI setup, data infrastructure, and compliance posture. Full written report with honest findings — before you commit to a build or before a regulatory review forces the conversation.

Start here — $3,500 →
Production proof · US fintech

10 TB/week. 99.9% uptime. Two regulatory reviews passed.

A US financial analytics platform needed to query proprietary market data and third-party financial feeds daily — with answers that could be cited, audited, and defended under compliance requirements. The previous approach produced hallucinated answers on complex financial documents.

  • 10 TB+ of market data processed weekly on AWS Airflow — fully automated
  • 99.9% uptime under continuous production load since deployment
  • Every answer citation-traced to source document — fully auditable
  • RBAC at retrieval layer — zero data leakage incidents since go-live
  • Survived two full regulatory reviews with zero findings on the AI system
  • $20K/year saved via automated S3 lifecycle policies (Terraform)
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System metrics · Live

Weekly ingestion volume10 TB+
Uptime SLA99.9%
Retrieval precision85%+
Annual cost savings$20K
Compliance incidentsZero
Regulatory reviews passed2

"We had three previous attempts at RAG for our compliance team. All three collapsed on our real data within two months. Jonix built the fourth — it's been running at 99.9% uptime for eight months and survived two regulatory reviews without a single issue."

VP Engineering

US financial analytics platform · Series B · compliance-regulated

How we approach fintech AI

Compliance is a design constraint, not an afterthought.

Most AI systems are built for accuracy on clean data, then compliance-hardened after the first audit finding. We start from the compliance requirements and build backward — every design decision made with the assumption that a regulator will eventually ask to see it.

  • RBAC at the retrieval layer, not the API layer
  • Citation tracing on every AI output — source-linked and auditable
  • Confidence scoring with safe fallback — the system refuses rather than hallucinate
  • Immutable audit logs with exactly-once guarantees on all event writes
  • RAGAS evaluation running on every deploy — not just at launch
  • Full documentation and runbook handed to your compliance and ops teams

Every fintech engagement includes

01

Compliance requirements mapping

We map your specific regulatory constraints before writing a line of code.

02

Retrieval-layer access control

RBAC enforced before vector search runs — not at the API response layer.

03

Full audit trail on every output

Every AI response linked to its source. Timestamped. Stored. Defensible.

04

Continuous evaluation post-launch

RAGAS pipelines and golden test suites running on every deploy — not one-time.

If your AI can't answer to a regulator, it's a liability — not a feature.

30 minutes. We'll talk about your compliance requirements, your data, and what a production-ready AI system looks like in your environment.

Book a Free Scoping Call

or start with a 2-week AI Readiness Audit — $3,500